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<rss version="2.0"><channel><title>慢读札记</title><link>https://sgx.n-rok.com/</link><description>一些读书笔记、理财记录和日常的随手记录。</description><language>zh-cn</language><lastBuildDate>Mon, 14 Sep 2026 12:00:00 +0000</lastBuildDate>
<item><title>冬天的胶片总是偏蓝</title><link>https://sgx.n-rok.com/posts/film-winter.html</link><guid>https://sgx.n-rok.com/posts/film-winter.html</guid><pubDate>Mon, 14 Sep 2026 12:00:00 +0000</pubDate><category>生活</category><description>去年冬天拍完的两卷彩色负片，扫描出来几乎每一张都带着一点冷冷的蓝。</description></item>
<item><title>二手平台上的定价心理</title><link>https://sgx.n-rok.com/posts/second-hand-market.html</link><guid>https://sgx.n-rok.com/posts/second-hand-market.html</guid><pubDate>Thu, 03 Sep 2026 12:00:00 +0000</pubDate><category>经济</category><description>搬家前在二手平台上卖了一堆旧东西，定价这件事比我想象的难，难的不是别人，而是我自己心里那杆秤。</description></item>
<item><title>写投资日记的第一年</title><link>https://sgx.n-rok.com/posts/investment-journal.html</link><guid>https://sgx.n-rok.com/posts/investment-journal.html</guid><pubDate>Fri, 14 Aug 2026 12:00:00 +0000</pubDate><category>投资</category><description>去年夏天开始，我每做一次投资决定就写几句话。一年下来，本子没写满，但我比以前更了解自己了。</description></item>
<item><title>收入涨了，开销为什么也跟着涨</title><link>https://sgx.n-rok.com/posts/lifestyle-creep.html</link><guid>https://sgx.n-rok.com/posts/lifestyle-creep.html</guid><pubDate>Tue, 21 Jul 2026 12:00:00 +0000</pubDate><category>理财</category><description>回头看这几年的记账，收入涨了不少，存下来的比例却没怎么变。我试着弄明白这些钱是怎么悄悄花掉的。</description></item>
<item><title>纸质笔记本的用法</title><link>https://sgx.n-rok.com/posts/paper-notebook.html</link><guid>https://sgx.n-rok.com/posts/paper-notebook.html</guid><pubDate>Sat, 27 Jun 2026 12:00:00 +0000</pubDate><category>生活</category><description>试过很多记笔记的软件，最后还是回到一本普通的纸质本子，说说我现在是怎么用它的。</description></item>
<item><title>择时这件事，我放弃了</title><link>https://sgx.n-rok.com/posts/market-timing.html</link><guid>https://sgx.n-rok.com/posts/market-timing.html</guid><pubDate>Thu, 04 Jun 2026 12:00:00 +0000</pubDate><category>投资</category><description>我试过好几种判断高低的方法，有过几次蒙对的得意，也有更多次的懊恼。最后决定不再做这件事。</description></item>
<item><title>一年只读十二本书</title><link>https://sgx.n-rok.com/posts/reading-slowly.html</link><guid>https://sgx.n-rok.com/posts/reading-slowly.html</guid><pubDate>Tue, 02 Jun 2026 12:00:00 +0000</pubDate><category>读书</category><description>从每年五十本改成一个月一本，读得少了，记得住的反而多了。</description></item>
<item><title>年底的家庭财务盘点</title><link>https://sgx.n-rok.com/posts/year-end-review.html</link><guid>https://sgx.n-rok.com/posts/year-end-review.html</guid><pubDate>Mon, 18 May 2026 12:00:00 +0000</pubDate><category>理财</category><description>去年年底和妻子做了一次家庭财务盘点，一直拖着没写。拖到现在，正好回头看看当时的决定。</description></item>
<item><title>利率一路往下的这几年，我改变了什么</title><link>https://sgx.n-rok.com/posts/low-rate-years.html</link><guid>https://sgx.n-rok.com/posts/low-rate-years.html</guid><pubDate>Fri, 01 May 2026 12:00:00 +0000</pubDate><category>经济</category><description>存款利息越来越少，这几年我在理财上做了一些调整，有的是主动想清楚的，有的只是被推着走。</description></item>
<item><title>《黑天鹅》读后：没见过不等于不存在</title><link>https://sgx.n-rok.com/posts/black-swan.html</link><guid>https://sgx.n-rok.com/posts/black-swan.html</guid><pubDate>Mon, 13 Apr 2026 12:00:00 +0000</pubDate><category>读书</category><description>塔勒布的书读起来有点费劲，作者的脾气也不小，但书里那只火鸡，我到现在还会时不时想起来。</description></item>
<item><title>货币基金、国债逆回购和活期，放钱的几个地方</title><link>https://sgx.n-rok.com/posts/cash-management.html</link><guid>https://sgx.n-rok.com/posts/cash-management.html</guid><pubDate>Fri, 27 Mar 2026 12:00:00 +0000</pubDate><category>理财</category><description>手上总有一些随时可能要用的钱。我试过几种放法，最后发现它们各有用处，没有哪一个是最好的。</description></item>
<item><title>修一台老相机</title><link>https://sgx.n-rok.com/posts/camera-repair.html</link><guid>https://sgx.n-rok.com/posts/camera-repair.html</guid><pubDate>Sat, 07 Mar 2026 12:00:00 +0000</pubDate><category>生活</category><description>从家里翻出父亲年轻时用的一台旁轴相机，快门不动了，我花了一个多月把它修好，过程比结果更有意思。</description></item>
<item><title>手冲咖啡的三个小改变</title><link>https://sgx.n-rok.com/posts/coffee-notes.html</link><guid>https://sgx.n-rok.com/posts/coffee-notes.html</guid><pubDate>Fri, 20 Feb 2026 12:00:00 +0000</pubDate><category>生活</category><description>喝手冲快三年，今年冬天做了三个小改变，味道稳定了不少。</description></item>
<item><title>幸存者偏差和明星基金经理</title><link>https://sgx.n-rok.com/posts/survivorship-bias.html</link><guid>https://sgx.n-rok.com/posts/survivorship-bias.html</guid><pubDate>Tue, 10 Feb 2026 12:00:00 +0000</pubDate><category>投资</category><description>每年都有人被捧成明星，我也曾经很想跟着他们买。后来才想到，那些没被看见的人，可能才是故事的另一半。</description></item>
<item><title>退休要准备多少钱，一个粗算法</title><link>https://sgx.n-rok.com/posts/retirement-math.html</link><guid>https://sgx.n-rok.com/posts/retirement-math.html</guid><pubDate>Wed, 21 Jan 2026 12:00:00 +0000</pubDate><category>理财</category><description>退休离我还有二十多年，算不准，但我还是想有个大概的数，于是用最笨的办法算了一遍。</description></item>
<item><title>菜单上为什么总有一道很贵的菜</title><link>https://sgx.n-rok.com/posts/price-anchoring.html</link><guid>https://sgx.n-rok.com/posts/price-anchoring.html</guid><pubDate>Thu, 01 Jan 2026 12:00:00 +0000</pubDate><category>经济</category><description>元旦和朋友去吃饭，菜单第一页上那道很贵的招牌菜没人点，但它好像一直在影响我们点了什么。</description></item>
<item><title>债券价格为什么和利率反着走</title><link>https://sgx.n-rok.com/posts/bond-basics.html</link><guid>https://sgx.n-rok.com/posts/bond-basics.html</guid><pubDate>Mon, 08 Dec 2025 12:00:00 +0000</pubDate><category>投资</category><description>我持有债券基金好几年，却一直没真正弄懂它为什么会跌。直到有一天，我用一张纸和几个假设的数字把它算了一遍。</description></item>
<item><title>一个百分点的管理费</title><link>https://sgx.n-rok.com/posts/fees-matter.html</link><guid>https://sgx.n-rok.com/posts/fees-matter.html</guid><pubDate>Mon, 17 Nov 2025 12:00:00 +0000</pubDate><category>理财</category><description>百分之一听起来很少，放到二三十年里算一算，差出来的钱让我重新看了一遍自己买过的东西。</description></item>
<item><title>在城市里步行</title><link>https://sgx.n-rok.com/posts/walking-city.html</link><guid>https://sgx.n-rok.com/posts/walking-city.html</guid><pubDate>Sat, 08 Nov 2025 12:00:00 +0000</pubDate><category>生活</category><description>周末挑一条没走过的路线，从头走到尾，不看手机地图。</description></item>
<item><title>学做饭的第一年</title><link>https://sgx.n-rok.com/posts/kitchen-first-year.html</link><guid>https://sgx.n-rok.com/posts/kitchen-first-year.html</guid><pubDate>Sat, 25 Oct 2025 12:00:00 +0000</pubDate><category>生活</category><description>去年秋天开始自己做饭，一年下来没有变成厨艺很好的人，但学会了几件做饭以外的事。</description></item>
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